My default website comes up fine and the main ip address opens the default as well., but the rest come up with:
You don’t have permission to access / on this server.
I looked in Apache, but the config file seems to be set right for this problem. <Files ~ “^.ht”>
That’ll sometimes happen if there’s no index file for your websites.
Is there an index.html, index.php, or related file for the domains that are displaying the error you’re seeing?
-Eric
that’s what it is. Why isn’t an index file being created when I create a virtual server?
An index file is part of your website… creating a Virtual Server makes it so that you can upload a website.
But – by default – it doesn’t upload one for you, as it doesn’t know what you want there 
One way to have a default site put in place would be to create it in /etc/skel/public_html.
The contents of /etc/skel are used for new sites. If you create a /etc/skel/public_html/index.html file, it would be copied to every new Virtual Server created.
-Eric