access permissions set wrong

Access permissions set wrong on the virtual server install. I find I must go to /home and do a chmod 755 on the users folder after I install the virtual server using a server template to install it. Is there some place I can change that. I did also find I had to do that on the public_html folder also, but that was a setting in the server template, but not the user folder.

Thanks
Don Peek
Admin@coastlandtech.com